Why entry-level homes are rising faster
The affordable end of the market is doing the heavy lifting on price growth right now. Here is what is driving it, and what it means for first home buyers.
Read articleFirst Home Buyers Bible · Australia
Home lending done right, with no BS.
First home buyer specialists helping you understand how much you can borrow, how much deposit you’ll need, which government schemes you qualify for, and which lenders suit your situation.
Let’s talkThe journey
Five steps to your first home
From your first question to the keys in your hand.
- 01
Let’s talk
Book a free discovery call and tell us what you’re hoping to achieve.
- 02
Know your numbers
Understand your borrowing power, deposit, buying costs and realistic purchase price.
- 03
Get pre-approved
We compare suitable lenders, recommend a strategy and arrange your pre-approval.
- 04
Find your home
Start house hunting with confidence. We’re here to help with property reports, contracts and making an offer.
- 05
From approval to keys
We manage your finance through formal approval and settlement, right through to getting the keys.
How we help
Here’s how we help you every step of the way
From your very first question to the keys in your hand, you get one broker who knows your goals and handles the hard parts for you.
Understand your borrowing power
Deposit options, First Home Buyer Grants, schemes and concessions, mapped clearly to your situation.
Learn moreCompare loans from 60+ lenders
One conversation covers our panel of 60+ lenders, so you see the options that genuinely fit your life.
Learn moreA tailored lending strategy
We structure the right approach around your goals, timeline and long term plans.
Learn moreData-driven property reports
Access detailed property and suburb reports so you can move on the right home with confidence.
Learn moreTrusted local connections
Introductions to vetted conveyancers and building and pest inspectors when you need them.
Learn moreSupport beyond settlement
We stay in your corner from application through to settlement day and well beyond.
Learn moreThe cost question
What does a mortgage broker cost you?
$0broker fee. You are never charged for our service.
We are paid a commission by the lender when your loan settles, never by you. We will explain exactly how we are paid before you proceed.
No obligation. No pressure. Just a clear look at your options.
Compare loans from 60+ lenders, including
and many more across our lender panel
18+ years lending experience
60+ lenders compared
1,000+ first home buyers helped
Licensed · ACL 387025
The community
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Join more than 83,000 first home buyers sharing tips, wins and real-life experiences. Learn from people who are exactly where you are, and from those a few steps ahead.
83,000+first home buyers in the community
83,000+ first home buyers and growing
Tips, wins and real advice, every day
Real stories and lived experiences
Book a call
Book your free discovery call
Buying next month or next year? Either way, we will help you work out where you stand and what to do next. Free, relaxed, and with a real mortgage broker.
For first home buyers
What we will cover
New to buying? Start here. We map out where you stand and exactly what is possible for your first home.
- Your borrowing power and deposit options
- Grants, schemes and concessions you qualify for
- A clear, no-pressure plan for your next step
Guides & insights
Learn the ropes before you sign
How much deposit do first home buyers need?
You can often buy with as little as a 2% to 5% deposit. A plain-English breakdown of your options, LMI, and the government schemes that reduce the upfront cost.
Read articleHow much can I borrow as a first home buyer in Australia?
Your borrowing power is about far more than income. A simple breakdown of what lenders really look at, and why two people on the same salary can borrow very different amounts.
Read articleContact
Have a question? Let’s talk.
Send a message and we will get back to you as soon as possible. No jargon, no pressure.